From onboarding to disbursement to reconciliation — with an API for every step.
Branches, departments, cost centres, grades, job titles; employee onboarding, salary structures and external reference mapping to your systems.
Create runs, preview totals and variance, submit for approval — or use the standalone calculation engine as a pure PAYE/pension API.
PAYE progressive bands, employee & employer pension, NHF, ITF, NSITF — versioned for auditability.
Multi-stage approvals with human-in-the-loop authorization, step-up auth and full audit trails.
Each client gets a wallet funded by a dedicated EchoMoney virtual account. Wallets pay for subscriptions, SMS and disbursement.
Batch payouts, name enquiry, reconciliation and normalized payout status via EchoMoney.
CAC, TIN, BVN, NIN and bank verification via EchoVerify — proxied so your apps never see provider credentials.
Buy SMS units, request sender IDs and send alerts via Messaging.ng, metered against your wallet.
Sandbox & live keys, granular scopes, idempotency, rate limits, webhooks and OpenAPI docs.