Nigerian Payroll Infrastructure

Run payroll, KYC, compliance and salary disbursement — hosted or fully headless.

Disburse.ng is an API-first payroll platform. Use the full web app, embed selected capabilities into your HR/ERP, or run the entire payroll lifecycle through our APIs.

Everything payroll, exposed as an API

Every capability in the dashboard is available programmatically through the same domain services — so results never diverge between the UI and the API.

Nigerian payroll engine

PAYE, Pension (8%/10%), NHF, ITF and NSITF calculated with versioned, auditable rules.

KYC & verification

CAC, TIN, BVN, NIN and bank-account checks powered by EchoVerify at onboarding and beyond.

Salary disbursement

Batch and individual payouts via EchoMoney with reconciliation and status webhooks.

Approvals & governance

Multi-stage approvals, human-in-the-loop authorization, IP allowlists and signed requests.

SMS notifications

Send payslip and payout alerts via Messaging.ng with your own approved sender ID.

Webhooks & events

Signed, retryable webhooks for every payroll, payout and KYC event — no polling required.

Three ways to consume the platform

The same payroll, statutory, approval, payout and reporting engines power all three.

MODE 1

Full SaaS

Use our web app for the entire payroll lifecycle — employees, runs, approvals, payouts and reports.

MODE 2

Hybrid

Keep your HR/ERP and call selected APIs — calculation, KYC, disbursement — where you need them.

MODE 3

Headless / Embedded

Drive the whole lifecycle through our APIs while keeping your own frontend and systems.

Built for developers

OAuth2 client-credentials, granular scopes, sandbox & live environments, idempotency and per-tenant isolation.

POST /api/v1/payroll/calculate
Authorization: Bearer <token>

{
  "employee_reference": "EMP-9288",
  "gross": 850000,
  "period": "2026-08"
}

200 OK
{
  "gross": 850000, "paye": 152416.67,
  "employee_pension": 68000, "employer_pension": 85000,
  "net_pay": 629583.33, "rule_version": "ng-2026.1"
}

Simple, transparent pricing

Start with a free trial. Pay from your wallet as you grow.